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William Watson

bill@watsonrg.com +1(720) 463-0002

$425,000

Est. payment - /mo

3 Beds

3 Baths

1,550 SqFt

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Key Details

Property Type Townhouse

Sub Type Townhouse

Listing Status Active

Purchase Type For Sale

Square Footage 1,550 sqft

Price per Sqft $274

Subdivision Webster

MLS Listing ID IR1057482

Bedrooms 3

Full Baths 1

Half Baths 1

HOA Fees $180/mo

HOA Y/N Yes

Year Built 2026

Lot Size 2,983 Sqft

Acres 0.07

Property Sub-Type Townhouse

Property Description

Fixed 30-year rate at just 3.0% for income-qualified buyers through the AHIF First Mortgage program (up to 120% AMI, up to $400,000 loan amount)! No Metro Tax. Low HOA Fee. Dog-Friendly Fenced Yards. Incredible value just one mile from vibrant downtown Loveland! These 4th Street townhomes offer a rare opportunity for qualified owner-occupant buyers - plus, eligible buyers may also access down payment assistance up to 15% of the purchase price through local programs, with options requiring no monthly payments on the assistance loan. Paired with No Metro Tax and no mortgage insurance, this rate can mean dramatically lower, more predictable monthly payments - turning "someday" into "now" for buyers who thought ownership near downtown Loveland was out of reach. In today's rate environment, this kind of long-term payment stability is hard to find, and for many households currently renting, it can pencil out as the smarter monthly move. Income limits and owner-occupancy required; homebuyer education class required. Inside, this home features stylish, high-quality finishes including honed black granite countertops, tile backsplash, luxury vinyl plank flooring, and a smart, functional layout. The upper level includes three bedrooms, two full bathrooms, and upstairs laundry, while the main level offers an open living area, half bath, and attached 1-car garage. All-electric construction helps keep monthly costs manageable, with the option to add a PV solar system for even greater long-term savings. Enjoy easy access to downtown Loveland restaurants, shops, breweries, parks, trails, and community amenities. Owner-occupants only; not available to investors. These are all electric and with the addition of a PV solar system, these homes would produce the energy they create. Their electric bills would be zero to minimal.

Location

State CO

County Larimer

Zoning RES

Direction South

Rooms

Basement Crawl Space, None

Interior

Interior Features Eat-in Kitchen, Open Floorplan, Radon Mitigation System, Walk-In Closet(s)

Heating Heat Pump

Cooling Ceiling Fan(s), Central Air

Appliance Dishwasher, Disposal, Microwave, Oven, Refrigerator

Laundry In Unit

Exterior

Garage Spaces 1.0

Fence Fenced

Utilities Available Electricity Available, Electricity Connected

Waterfront Description Public

Roof Type Composition

Porch Patio

Private Pool No

Building

Lot Description Sprinklers In Front

Faces South

Story Two

Sewer Public Sewer

Water Public

Schools

School District Elementary: Thompson R2-J, High: Thompson R2-J

Others

HOA Fee Include Reserve Fund,Insurance,Snow Removal,Water

Tax ID R1682654

Virtual Tour https://www.zillow.com/view-imx/de26e067-dd48-4b9c-8b7f-19cd45d6cea0?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

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Listed byGroup Centerra

Nearby Locations

"Many agents say they put their client’s needs first, but the Watson Realty Group are on a mission to actually do it by providing their clients several GUARANTEE programs that take the risk out of selling or buying a home. We are passionate about providing these guarantees, and at the same time making each of our clients feel as though they are our only client. We Live Here, We Work Here and We are Here to Serve You! "

+1(720) 463-0002

bill@watsonrg.com

CO, USA

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1331 E 4th ST Loveland, CO 80537